Terms of Service

1. Agreement to Terms

By accessing or using ZOEA's services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our services.

2. Use of Services

Our services are provided under the following conditions:

• You must be at least 18 years old to use our services
• You must provide accurate and complete information
• You are responsible for maintaining account security
• You agree not to misuse our services
• You accept our AI-powered features and recommendations

3. User Accounts

When you create an account with us, you must provide accurate information. You are responsible for maintaining the security of your account and any activities that occur under your account.

4. Intellectual Property

The service and its original content, features, and functionality are owned by ZOEA and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

5. Payment Terms

For our merchant services:

• All fees are quoted in Rwandan Francs (RWF)
• Payments are processed securely through our platform
• Subscription fees are billed according to the selected plan
• Refunds are handled according to our refund policy

6. Limitation of Liability

ZOEA shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

7. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through our platform.

8. Contact Us

If you have questions about these Terms of Service, please contact us at: [email protected]